This of course depends on various factors. Such as the supply and demand on the market, the form, the fixed interest period and how much of your own money you put into a home. Currently the mortgage interest rates vary between 3 and 6%.

Although a structural inspection costs both time and money, we still recommend doing it. It is important to know the condition of a house before you finally buy it. The law also states that as a buyer you have an obligation to investigate when it comes to defects.

There is one insurance policy that you are required to take out when purchasing a house: home insurance. This insurance covers all damage to your home. Consider, for example, damage caused by a fire or storm.

The guideline amount of how much savings you need for a house is about 5-10% of the purchase price for an existing home.

Ground rent might be applicable. This is the payment for the use of the ground. Your future home may not be located on private land, but on a leasehold land. This may also apply to apartments. With a leasehold property, you pay a fee to the owner for the use of the land. The owner can be for example be the municipality. You may use the land as if you were the owner. The advantage of a house with a leasehold is that the asking price of a house with a leasehold is lower and you can deduct the ground rent from your taxes.